PRODUCTS CREATED FOR YOUR NEEDS

LIGHT CMS PLATFORM

A REVOLUTIONARY PLATFORM FOR CARD AND PAYMENT TRANSACTION MANAGEMENT

LightCMS is not just another card management system – it’s a platform that grows with your business. Whether you are issuing your first cards or managing millions of transactions, LightCMS adapts to your needs.

LightCMS is the most flexible payment card management system and serves as the core of our platform. It provides fintech companies with full control over their entire card ecosystem. It enables you to issue and manage credit, debit, and prepaid cards, oversee corporate benefits, create and manage customer loyalty programs, and handle digital wallets as well as crypto assets.

Why is LightCMS different:

Modular Architecture
You don’t need everything at once? Start with what you need now and add modules as your business grows. Each module is independent, yet perfectly integrated with the others.

Support for All Schemes
Visa, Mastercard, Amex, digital wallets, and even closed-loop systems like fleet or loyalty cards. LightCMS supports everything you need.

Multi-Tenant Service
Singular system, multiple clients. Ideal for payment processors or banks that provide services to other institutions.

Real Example:
FlexiFin needed to launch its card business in record time. With LightCMS, we implemented the entire solution in 4 months. Today, FlexiFin issues thousands of cards each month, and the system runs stably and without issues.

Processor Independency
You are not tied to your card processor forever. LightCMS allows you to change the processor without replacing the entire system. Product configurations are independent of the processor’s technical specifications.

@CORE ENGINE

RELIABLE PAYMENT AUTHORIZATION

What happens when your bank goes down, but transactions must continue? @Core Engine has the answer. It’s an independent authorization engine that keeps working even when other systems fail.

Independent Authorization
@Core Engine doesn’t need to be connected to your bank to authorize transactions. It has its own logic and rules that ensure service continuity.

High Performance
It processes thousands of payment transactions per second with minimal latency. Your customers won’t have to wait.

Modular Integration
It easily integrates with existing banking systems but can also operate independently.

Intelligent Rules
Configurable authorization rules tailored to your needs and risk level.

IMPENETRABLE PROTECTION

RDS

Payment system fraud amounts to billions of euros annually. RDS is your shield against these threats. Explore our intelligent system that analyzes every transaction in real time and assesses risk within milliseconds.

Real-Time Analysis
Each transaction is analyzed instantly. Within milliseconds, RDS compares patterns, checks blacklist databases, and assesses risk based on hundreds of parameters.

Machine Learning
The system learns from every transaction. The more data it processes, the more accurate it becomes. False positives are minimized, and real fraud is detected.

Configurable Rules
You can set custom rules for different transaction types, customer groups, or specific situations. RDS is as flexible as your business.

24/7 Monitoring
Fraudsters never sleep, which is why the RDS doesn’t sleep either. Continuous monitoring ensures the protection of your funds and reputation.

COMPLETE OVERVIEW OF TRANSACTIONS

TRANCORE

Managing millions of transactions without the right tools is like looking for a needle in a haystack. Trancore gives you an instant, detailed overview of all your payments.

Comprehensive Overview
All transactions in one place. From authorization to clearing, from approved to declined, you see everything you need.

Advanced Searching
Find a specific transaction in seconds. Filter by date, amount, merchant, card, or any other parameter.

Transparent Data Source
You instantly know where the data comes from and how it was processed. No black boxes, just clear information.

Why Is It Important:
When a customer reaches out with an issue, you need an answer immediately. Trancore allows you to find and resolve the problem in minutes, not hours.

LOYALTY MODULE

PEAK CUSTOMER RETENTION

Acquiring a new customer can cost up to five times more than retaining an existing one. The Loyalty Module helps you keep the customers you already have while attracting new ones.

Points, Cashback, Miles
Every customer is different. Some want points, some prefer cashback, others collect air miles. The Loyalty Module supports them all.

Personalized Campaigns
Transaction data tells you what customers truly want. Use this information for targeted and effective campaigns.

Simple Management
Setting up and managing a loyalty program doesn’t have to be complicated. Our intuitive interface is easy for anyone to use.

Payment Integration
The Loyalty Module is seamlessly integrated with the payment system. Rewards are granted automatically with every transaction.